Personal Finance at Wayne Phillis Kia

Personal Finance Benefits with Kia Finance

All Inclusive Finance

All Inclusive Finance

We can finance the upfront cost of your vehicle including on-roads, options, accessories*

Tailor your repayments

Tailor your repayments

Pay a deposit upfront or select a balloon value at the end of the term to reduce your monthly repayments.^

Choose your term

Choose your term

Choose a term between one and seven years that suits your needs and objectives.

Expert Help

Helping you along the way

Our finance consultants are here to help you through the finance process.

*Approved applicants only. Credit criteria, fees, charges and terms and conditions apply.

^Where a balloon value is selected, the full amount of the balloon is due at the end of your contract period. As the balloon payment amount may be higher than the regular repayments, please consider how you will be able to make a balloon repayment before selecting a balloon value amount.

Personal Fixed Rate Loans

Our personal fixed rate loan allows you to:

check-circleFinance your on road costs including rego

check-circleChoose a term from one to seven years

check-circleUse your Kia as a security for your finance

check-circleSimple application process through Wayne Phillis Kia


The information provided in relation to Kia Finance is intended to be of a general nature only and has been prepared without taking into account your personal objectives, financial situation or needs. Before acting on any information provided on our website, Kia Motors Australia Pty Ltd recommends you consider whether it is appropriate for your objectives, financial situation and needs. Kia recommends you seek independent advice before acting on any information in relation to Kia Finance.