Wayne Phillis Kia Novated Lease
Competitive Interest Rates
Enjoy a personalised interest rate and fixed repayments for the life of your loan.
Flexible Repayment Options
Customise your repayments to match your cash flow – choose from a fully maintained or car only option, choose your loan term, payment frequency or make an upfront deposits.
Expert Support
Our Kia Finance Business Managers are here to guide you through every step of the novated lease process.
Online Customer Portal
Online Customer Portal, where you can manage your payments, update your details and contact our Customer Service team.
Apply at Wayne Phillis Kia
Decide on your car and conveniently apply for a novated lease at Wayne Phillis Kia.
Exclusive Offers
Access to exclusive campaigns and promotions tailored for Wayne Phillis Kia customers.
About Novated Lease
Wayne Phillis Kia Novated Lease
Electric vehicles are becoming a popular choice for many Australians due to their environmental benefits and long-term cost savings. With the support of government incentives and a growing charging infrastructure, now is an excellent time to consider leasing an EV vehicle with a trusted novated lease. At Wayne Phillis Kia, we offer competitive packages for top EV models, so our customers can enjoy the latest technology with the financial benefits of novated leasing.
How Much of a Novated Lease is Tax-Free?
The amount of tax savings depends on your income and the value of the lease payments. Ask us how we can provide a detailed estimate of your potential tax savings, helping you make an informed decision.
Is a Novated Lease Better Than Paying Cash?
This depends on your financial situation. While paying cash avoids interest and financing fees, a novated lease can offer significant tax benefits that might outweigh the costs associated with leasing. It's essential to compare both options and consider factors like cash flow, tax benefits, and your long-term financial goals.
How Does a Novated Lease Pay for Electricity?
For electric vehicles, some novated lease packages include provisions for electricity costs. This can be bundled into your monthly lease payments, making it even easier to manage the expenses associated with running an electric vehicle.
How Does a Novated Lease Work?
Choose a Car: You select a car you wish to lease.
Lease Agreement: A lease agreement is signed between you and our trusted expert leasing company.
Novation Agreement: Your employer agrees to take on the lease payments as a salary sacrifice from your pre-tax income.
Bundled Costs: Typically, the lease includes all running costs such as maintenance, insurance, and registration, bundled into one monthly payment.
At Wayne Phillis Kia, our Business Managers will guide you through your finance and novated lease options and tailor a solution to suit your lifestyle.
